Cenoa

Cenoa is a technology company built on blockchain, stablecoins, and artificial intelligence to make global trade and e-exports more accessible for emerging markets. Founded in 2022 by four Silicon Valley entrepreneurs, Cenoa has raised US$ 7 million in seed funding from Quiet Capital, Underscore VC, Acrew, and leading fintech investors behind Coinbase, Chime, and Robinhood.

Within eight months of its product launch, the company reached over 50,000 small to medium businesses (SMBs) and solopreneurs across 40+ countries, pioneering a more inclusive future of finance. By removing barriers to cross-border payments, Cenoa levels the playing field for SMBs, solopreneurs, and e-commerce sellers, especially in emerging markets like Türkiye and Nigeria, where traditional payment systems remain costly and inefficient.

Cenoa users can open a free US account in three minutes, enabling them to receive international payments at ten times lower cost than incumbent platforms. Earnings can be withdrawn instantly in local currency, solving one of the biggest pain points for exporters and digital workers: slow, expensive, and unreliable payment flows.

Cenoa has effectively built the “PayPal of stablecoins” for high-growth emerging markets, delivering a secure, low-cost, and user-friendly solution for getting paid globally. It combines the stability of regulated digital dollars with the accessibility of mobile-first technology, giving users a modern tool to participate fully in global commerce.

The company’s mission is rooted in financial inclusion – empowering millions of individuals and businesses to access global opportunities without being constrained by outdated rails. For SMBs and solopreneurs, Cenoa serves as a bridge to global customers, providing faster liquidity and fairer economics.

In August 2025, JIMCO’s Technology Fund participated in the Seed Round, alongside a collection of international investors, aligned with JIMCO’s mission to accelerate access to financial services and international trade options.

Backed by Mastercard, Cenoa also collaborates with world-leading financial innovators such as Stripe, Bridge, and Circle. Its innovation has been recognized with KPMG’s Pioneers of Digital Finance Award, further cementing its role as a trusted player in the next era of digital finance.